Reference

Terms & Conditions That Govern Your y01 Account

Every account on y01 is covered by these Terms & Conditions, which set out what you can expect from us and what we expect from you.

Applies to all account activityGoverned by applicable Indian lawUPI, Paytm, PhonePe coveredUpdated terms notified by emailAccount closure rights included
y01 Terms & Conditions That Govern Your y01 Account
REACH OUR TERMS TEAM

Contact Us About These Terms

Live Chat Our live chat team is available around the clock. If any clause in these Terms & Conditions is unclear, open a chat and our agents will walk you through it in plain language.
Email Support Send a detailed query about your account terms to our support email. We aim to respond within 24 hours and always reference the specific clause your question relates to.
Help Centre Our help centre hosts a dedicated Terms & Conditions section. Search by keyword — 'withdrawal', 'account closure', 'dispute' — to find the relevant clause quickly.
HOW WE UPHOLD THESE TERMS

Data, Security and Account Practices Under These Terms

Transparency about how we handle your account data and enforce these Terms & Conditions is central to how y01 operates.

Data Handling

We collect only the account data needed to verify your identity and process UPI, Paytm, or PhonePe transactions.

Cookie Policy

Our site uses session and preference cookies to keep you logged in and remember your lobby settings.

Account Security

Two-factor authentication is available on every account and is strongly encouraged under these terms.

Data Retention

We retain your account records for the period required by applicable Indian financial regulations.

Requesting Changes

To update your registered email, phone number, or payment details, submit a verified request via live chat or email.

Dispute Resolution

Disputes related to these terms are handled first through our internal complaints process — email us with your account ID…

Answers to Common Questions About These Terms

These questions cover the points our account holders ask most frequently about their rights and obligations under the y01 Terms & Conditions. If your question is not listed, reach us via live chat any time.

They apply from the moment your account is created and continue until it is closed. Every session, deposit via UPI or Paytm, withdrawal via PhonePe, and any dispute you raise falls within the scope of these terms.

We send an email to your registered address at least seven days before any amendment takes effect. The updated version is also published on this page with a revision date clearly marked at the top of the document.

Yes. Contact our support team by live chat or email before the amendment's effective date. We will close your account and process any remaining balance through your verified UPI or PhonePe details within five business days.

We collect name, contact details, and payment information needed to verify your identity and process transactions. This data is used solely for account operation and is not shared with advertisers or sold to any third party.

Submit a written request via live chat or to our support email, including your account ID and the field you want corrected. After KYC verification, corrections are applied within 48 hours and you receive an email confirmation.

We retain records for the period required by Indian financial regulations. Once that period expires, your personal data is anonymised or permanently deleted. You may request an earlier deletion in writing to our support team.

Email us your account ID and the specific clause in dispute. Our team aims to resolve complaints within ten business days. If we cannot reach a resolution, the matter proceeds to arbitration governed by applicable Indian law.